FULLY INSURED ROOFING WITH
WORKERS' COMPENSATION IN PUEBLO & SOUTHERN COLORADO
Roofing is dangerous work. When you hire Colorado Front Range Roofing, every crew member on your roof is covered, so an accident never becomes your problem.
YOUR ROOFER'S INSURANCE PROTECTS YOU, TOO
Many homeowners don't think to ask whether their roofer carries workers' compensation, and many roofing companies skip it to cut costs. At Colorado Front Range Roofing, we carry full workers' compensation and general liability insurance on every job. If a crew member is injured on your property, their medical bills and lost wages are covered by our insurance, not yours.
WHAT IS WORKERS' COMPENSATION, AND WHY DOES IT MATTER TO YOU?
Workers' compensation pays for an employee's medical care and lost wages if they're hurt on the job. Colorado requires most employers to carry it, but some roofing companies avoid it by paying crews as "independent contractors" or going without.
MEDICAL BILLS COVERED
If a crew member is hurt, their treatment is paid by our workers' comp policy.
LOST WAGES COVERED
Injured workers receive wage benefits while they recover, through our insurance.
YOUR HOME PROTECTED
Property damage during the job is covered by our general liability insurance.
THE HIDDEN RISK OF HIRING AN UNINSURED ROOFER
A low bid can come with a big catch. If a roofer without workers' comp has a worker fall from your roof, that worker may file a claim against your homeowner's insurance or take legal action to cover their costs.
HOW TO CHECK ANY
ROOFER'S INSURANCE
-
Ask for a certificate of insurance (COI) before signing. It should list both general liability and workers' compensation.
-
Have it sent from the insurance agent. A COI emailed directly from the agent is harder to fake than a photocopy.
-
Check the dates. Make sure the policy is active for the full length of your project.
-
Watch for "independent contractor" crews. If workers aren't employees, ask who covers them if they're hurt.
ASK US ANYTIME
Colorado Front Range Roofing provides a current certificate of insurance to every customer on request, before any work begins.
WORKERS' COMP FAQS
Answers to the questions Southern Colorado homeowners ask us most.
DOES COLORADO FRONT RANGE ROOFING CARRY WORKERS' COMPENSATION?
Yes. We carry full workers' compensation and general liability insurance on every job, and we'll provide a certificate of insurance on request.
AM I LIABLE IF A ROOFER GETS HURT ON MY PROPERTY?
If the roofer doesn't carry workers' compensation, an injured worker may seek payment from you or your homeowner's insurance. Hiring a fully insured roofer like Colorado Front Range Roofing helps protect you from that risk.
WHY DO SOME ROOFERS SKIP WORKERS' COMP?
Workers' compensation for roofing is expensive because the work is high-risk. Some companies skip it to offer lower bids, which shifts the risk onto the homeowner.
DOES MY HOMEOWNER'S INSURANCE COVER A ROOFER'S INJURY?
It might, but a claim can raise your premiums and may not cover everything. The safest choice is a roofer whose own insurance covers their crew.
Still have questions? Call (719) 542-2330
SCHEDULE YOUR FREE INSPECTION TODAY
A cracked shingle today is a leak tomorrow. Get ahead of it with a free, no-obligation roof inspection from Colorado Front Range Roofing. We'll check for storm damage, wear, and anything else that could turn into a bigger problem — then give you a clear, honest picture of where your roof stands.